Chapter 3: The Son Who Knew Too Much
David stared at Jessica.
“What does Tyler have to do with this?””
Jessica's eyes flicked toward the staircase.
“Nothing. I shouldn't have said that.””
“Then why did you say it?””
“Because you're twisting everything I say!””
David slapped the receipt onto the desk.
“Ten thousand dollars is missing from an account that was supposed to protect my daughter's future. You demanded two thousand dollars from her this morning to buy your son a phone. Now you're telling me to ask him what he knows. Explain that to me.””
Jessica's face flushed.
“I didn't steal anything.””
“Then tell me where the money went.””
She looked at Jasmine.
“You've always wanted to turn him against me.””
Jasmine couldn't believe what she was hearing.
“You threatened to throw me out.””
“Because you refused to contribute.””
“For Tyler's phone!””
“For the household!””
“You said the money was for his phone!””
Jessica's eyes flashed.
“Stop repeating everything I say as if you're a lawyer.””
“Stop changing your story as if we're stupid.””
The words escaped Jasmine before she could stop them.
Jessica stared at her, stunned.
David looked at his daughter, but he didn't tell her to be quiet.
For once, Jasmine felt that her voice mattered.
Jessica dropped the towel onto a nearby chair.
“You know what? I'm done with this conversation. I'm not standing here being interrogated in my own home.””
David stepped toward the doorway.
“Then sit down and answer the questions.””
“No.””
“Jessica.””
“You don't get to talk to me like I'm some criminal.””
“Then stop acting like you have something to hide.””
The silence that followed was so sharp Jasmine could hear the clock ticking in the hallway.
Jessica's eyes filled with angry tears, but she didn't cry. Instead, she lifted her chin and delivered a sentence that changed the atmosphere in the room.
“Fine. I moved the money.””
Jasmine's breath caught.
David went completely still.
“You moved it?”” he asked.
Jessica folded her arms.
“Yes.””
“Why?””
“Because you were drowning in bills, and somebody had to make decisions around here.””
“That money belonged to Jasmine.””
“It belonged to this family.””
“No, Jessica. It did not.””
She laughed bitterly.
“Really? And who was paying the bills when you were working yourself half to death at the hospital? Who was making sure there was food in the refrigerator? Who was taking Tyler to school while you slept after your shifts?””
David's face tightened.
“I never asked you to take my daughter's money.””
“You didn't have to ask! I was your wife. I was helping you.””
“By transferring ten thousand dollars into an account I didn't know existed?””
Jessica's mouth closed.
Jasmine watched her stepmother carefully.
There was a difference between someone who had made a mistake and someone who was trying to figure out how much the other person already knew.
Jessica looked like the latter.
“Where did you put it?”” David asked.
She looked away.
“I don't remember the account number.””
“You don't remember where you put ten thousand dollars?””
“I moved it into savings.””
“Whose savings?””
“Mine.””
David took a step backward.
For a moment, he looked as if the room had shifted beneath his feet.
“You put Renee's insurance money into your personal account?””
“I was going to put it back!””
“When?””
“When things settled down.””
“Things settled down years ago.””
Jessica's eyes hardened.
“You have no idea what it's like to be married to a man who puts his dead wife's memory before his living family.””
Jasmine felt the words like a slap.
David's voice dropped.
“Don't bring Renee into this to excuse what you did.””
“Why not? Her picture is still everywhere! Her things are still in the closets! Jasmine gets to keep every memory she wants, while Tyler and I are expected to live like guests in a museum!””
“This house was hers before you came here.””
“And I have spent years trying to make it mine!””
“By taking my daughter's money?””
Jessica turned toward Jasmine.
“Your mother isn't coming back. No amount of money is going to change that. Your father needed help, and I helped him. If you want to turn that into a crime, go ahead.””
Jasmine felt tears burning behind her eyes.
She had spent years trying to make Jessica like her. She had done chores without being asked, avoided bringing friends home, and pretended not to notice when Jessica served Tyler larger portions at dinner.
She had even hidden the hurt when Jessica packed her mother's favorite dishes into boxes and stored them in the garage.
All that time, Jasmine had believed the problem was that she hadn't tried hard enough.
Now she understood something more painful.
Jessica didn't need Jasmine to be a better daughter.
She needed Jasmine to stop asking questions.
David reached for his phone.
“I'm calling the bank.””
Jessica's expression changed instantly.
“No.””
He looked at her.
“What?””
“You don't need to drag strangers into a family disagreement.””
“This isn't a family disagreement. It's a missing ten thousand dollars.””
“You're going to humiliate me over a misunderstanding?””
“You've had years to explain it.””
Jessica stepped closer, lowering her voice.
“David, think carefully. You have a good job, a mortgage, a daughter in college, and a marriage. Do you really want to blow everything up over money that can be replaced?””
Jasmine watched her father's face.
He had always been a man who tried to fix things quietly. When the washing machine broke, he repaired it. When Jasmine struggled with a class, he sat beside her until she understood the assignment. When Renee died, he had returned to work before he was ready because the bills didn't stop coming.
He believed most problems could be solved if people remained calm and worked hard enough.
Jessica had learned to use that belief against him.
David put his phone on the desk.
“I don't want to destroy my marriage.””
Jessica's shoulders relaxed slightly.
“But I won't protect a lie to preserve it.””
Her expression hardened again.
“You're choosing her over me.””
“I'm choosing the truth.””
Jasmine looked at her father, astonished.
Jessica's eyes narrowed.
“Then call Tyler.””
David hesitated.
“Why?””
“Because you're accusing me of taking money for myself. Tyler knows where it went.””
Jasmine frowned.
“You said you moved it into savings.””
“I did.””
“Then why would Tyler know?””
Jessica didn't answer.
David picked up his phone and called his stepson.
Tyler answered on the fourth ring.
“What's up?””
“Tyler, I need you to come downstairs.””
“Why?””
“Now.””
A pause.
“Is this about Jasmine?””
David glanced at his daughter.
“Yes.””
Another pause followed, longer this time.
“Mom said you'd try this.””
Jessica closed her eyes.
David's voice became colder.
“Come downstairs, Tyler.””
The call ended.
For several minutes, nobody spoke.
Jasmine sat on the edge of the desk, her hands clasped together. She could hear movement upstairs, followed by the heavy footsteps of someone descending the stairs.
Tyler appeared in the doorway wearing a black hoodie and expensive sneakers. He was seventeen, tall, and handsome in the effortless way of a boy who had never worried much about where his next meal would come from.
He glanced at Jasmine.
Then at his mother.
Then at David.
“What's going on?””
David held up the receipt.
“Do you know anything about a ten-thousand-dollar transfer from your stepsister's insurance money?””
Tyler's expression flickered.
It lasted less than a second.
But Jasmine saw it.
So did David.
“Answer me,” David said.
Tyler shoved his hands into his pockets.
“I don't know what you're talking about.””
Jessica moved toward him.
“Tyler, don't.””
He looked at her.
“What?””
“Don't say anything until I explain.””
The room went silent.
David slowly lowered the receipt.
“You just told him not to say anything.””
Jessica looked trapped.
“Because you're frightening him!””
Tyler's face had lost some of its color.
David took a measured breath.
“Tyler, did your mother give you money that came from Renee's insurance policy?””
“No.””
The answer came too quickly.
Jasmine stared at him.
“Then why did you ask Mom this morning whether I had given her the money?””
Tyler turned toward her.
“What?””
“The text. You asked whether I'd given her two thousand dollars.””
His jaw tightened.
“That's none of your business.””
“It's my money you're talking about.””
“It's not your money if you're living here for free!””
The words burst out of him.
Jasmine recoiled.
David stepped forward.
“Watch your mouth.””
Tyler looked startled, as if he hadn't expected anyone to challenge him.
But the damage was done.
Jasmine remembered the phone he had been showing off to his friends two years earlier. The gaming console that appeared in his bedroom one week after Jessica told Jasmine the family couldn't afford her textbooks. The designer jacket he had worn to a school dance.
She had never questioned those purchases.
Why would she?
She had believed her father was managing his money, and that whatever Tyler received came from his mother's earnings or ordinary family savings.
Now the memories rearranged themselves in her mind.
“Did you buy your gaming setup with that money?”” she asked.
Tyler's face reddened.
“Shut up.””
“Tyler,” David warned.
“You don't get to interrogate me!””
David stepped closer.
“Then tell me why you know anything about this transfer.””
Tyler looked at his mother.
Jessica gave him a small shake of her head.
It was a warning.
Jasmine saw it, and something inside her finally settled. Her stepmother wasn't merely hiding a financial decision. She was directing the people around her, deciding who could speak and when.
Tyler swallowed.
Then he blurted out, “Mom said it was money Dad owed her for everything she did for this family!””
Jessica closed her eyes.
David stared at his stepson.
“Everything she did?””
Tyler nodded quickly, as though the words might somehow save him.
“She said Jasmine's mom left plenty of money, and you didn't need all of it. She said it was only fair because you spent so much on Jasmine.””
Jasmine felt as if the air had been punched out of her lungs.
David's face turned ashen.
“Did you know the money was meant for Jasmine's future?””
Tyler looked down.
“Mom said it was family money.””
“Did you know it was her mother's life insurance?””
Tyler didn't answer.
David's voice rose.
“Did you know?””
“Yes!”” Tyler shouted.
“Okay? Yes, I knew! But I didn't take it!””
Jasmine stared at him.
“You knew where the money came from?””
Tyler's eyes flashed.
“I didn't ask for it!””
“But you spent it.””
“I didn't know it was wrong!””
“You just said you knew it was my mother's insurance money!””
“Mom said you weren't supposed to get everything just because your mother died!””
The words ripped through the room.
For a second, Jasmine couldn't move.
She had known Jessica could be cruel. She had known Tyler could be selfish.
But hearing him speak about her mother's death as if it were an unfair advantage made her feel sick.
David grabbed the edge of the desk.
“Get out of this room, Tyler.””
Tyler stared at him.
“Dad—”
“I'm not your father. I'm the man who has been raising you, and right now I am asking you to leave this room before I say something I can't take back.””
Tyler looked at Jessica.
She remained silent.
For the first time, Jasmine saw uncertainty in her stepbrother's face. He had expected his mother to defend him. He had expected David to get angry, then calm down, then let everything return to normal.
But David wasn't calming down.
Tyler backed toward the door.
“This is ridiculous,” he muttered before leaving.
His footsteps thundered up the stairs.
David stood motionless, his eyes fixed on the doorway.
Jasmine approached him slowly.
“Dad?””
He turned toward her.
“I didn't know.””
She wanted to comfort him. She wanted to tell him that she believed he hadn't known about the transfer.
But another question had begun to form in her mind.
If Jessica had moved the money and Tyler knew about it, then why had she spent the morning demanding another two thousand dollars from Jasmine?
What was she trying to pay for?
David seemed to reach the same question.
He turned toward his wife.
“Jessica, I want every bank statement, every account number, and every record connected to that money. Today.””
Jessica's eyes filled with tears.
“You can't do this to me.””
“I'm not doing anything to you. I'm asking you to account for money that wasn't yours.””
“You're going to destroy this family.””
“No,” David said.
“You don't get to blame me for what you chose to do.””
Jessica looked at Jasmine with pure resentment.
“You think you've won something, don't you?””
Jasmine shook her head.
“I never wanted your money.””
“Of course you didn't. You just want everyone to believe you're innocent.””
“I want my mother's money accounted for.””
Jessica laughed bitterly.
“And what happens when you find out it was spent on things this family needed? Are you going to demand every dollar back? Are you going to throw Tyler into the street?””
Jasmine held her gaze.
“You were willing to throw me out over two thousand dollars.””
Jessica's face tightened.
For the first time, she had no immediate answer.
David reached for the folder and gathered the papers into a neat stack.
“I'm going to the bank tomorrow morning. Until then, nobody touches those accounts.””
Jessica looked at him in disbelief.
“You can't tell me what to do with my own money.””
“Then you shouldn't be worried about an account that doesn't belong to you.””
He took Jasmine's hand and led her out of the office.
They had barely reached the hallway when Jessica called after them.
“David, wait!””
He stopped but didn't turn around.
Jessica's voice trembled.
“There's something else you need to know.””
Jasmine felt her father's hand tighten around hers.
Jessica took a shaky breath.
“The ten thousand dollars wasn't the only transfer.””
David slowly turned.
“What do you mean?””
Jessica looked at Jasmine.
May you like
Then she whispered the words that made the entire house seem to tilt.
“Your daughter has no idea how much money is really missing.””