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Chapter 4: The Debt Behind the House

I read the message three times before I called David.

Ask your wife why she needed the house before the end of this month.

By the time he answered, I had already forwarded him the photograph of Denise standing outside the county records building with Raymond Ellis.

“Don't contact the man,” David said after I explained what I had received.

“And don't assume the photograph proves anything beyond what it shows. We need to establish who he is and what, if anything, he has done.””

“Someone is sending me information about my wife, David. They know where she went, who she met, and what she was carrying.””

“I understand. That means we should be more careful, not less.””

I gripped the steering wheel.

“Why would she need the house before the end of the month?””

“I don't know yet. Let me make some inquiries through the proper channels. In the meantime, go home and keep things calm.””

Keeping things calm had become the excuse I used whenever something threatened the life I wanted to believe I had.

This time, I would be calm without being blind.

When I arrived home, Angela's car was still in the driveway. Through the front window, I could see her sitting on the living room sofa beside Maya.

My daughter was holding a blanket around her shoulders even though the house was warm.

I walked in and kissed her forehead.

“How are you doing, sweetheart?””

“Okay.””

Angela gave me a look that told me the answer wasn't entirely true.

Maya had spent the afternoon worrying about Jordan and Noah. She wanted to know whether they would be allowed to visit, whether their mother would blame her, and whether our family would ever feel normal again.

I couldn't promise her normal.

But I could promise her safety.

“Your aunt is going to take you to her house tonight,” I said gently.

“Only if you want to go. You can stay here with me, too.””

Maya glanced toward the stairs.

“Is Denise coming back?””

“She lives here. We'll have to work out what happens next.””

“Will she be angry?””

I knelt in front of her.

“You are not responsible for managing her anger.””

Maya nodded, although I could see she was still struggling to believe it.

Angela offered to take her to dinner and let her stay overnight. Maya agreed after asking whether she could bring her sketchbook.

I watched them leave, then went upstairs to collect some clothes for myself.

Denise was sitting on our bed.

She had changed out of the orange pantsuit and into a cream-colored sweater. Her makeup was gone, and she looked tired.

For a brief moment, I remembered the woman who had once sat beside me after Maya's mother died, holding my hand while I admitted I was terrified of raising my daughter alone.

I remembered believing that Denise understood grief.

Perhaps she had understood it.

Perhaps understanding someone's pain and choosing not to cause more were two entirely different things.

“Where is Maya?”” she asked.

“With Angela.””

Denise frowned.

“You're sending my children away from me, and now you're sending yours away from us?””

“Angela offered to give Maya some space.””

“She has you wrapped around her little finger.””

I set my bag on the chair.

“Don't.””

“Don't what?””

“Don't speak about my daughter that way.””

Denise stood.

“I am your wife, Marcus. I should not have to compete with a child for my husband's loyalty.””

“You don't have to compete with her. She's my daughter.””

“And I'm your partner!””

“Then act like one.””

The words came out sharper than I intended, but I didn't take them back.

Denise stared at me.

“What exactly do you want from me?””

“The truth.””

She laughed bitterly.

“About what?””

“Raymond Ellis.””

Her face changed.

It was subtle, but unmistakable. Her chin lifted, and her eyes moved toward the bedroom door before returning to mine.

“Who told you that name?””

“Why does that matter?””

“Because somebody is interfering in our marriage.””

“Did you meet him at the county records office last Tuesday?””

She said nothing.

“Did you give him a document concerning the house?””

“No.””

The answer came too quickly.

I pulled out my phone and showed her the photograph.

Denise looked at it.

For several seconds, her expression was unreadable.

Then she reached for the phone.

I moved it out of reach.

“Who took that picture?”” she demanded.

“I don't know.””

“Someone is stalking me?””

“I don't know that either.””

“Then why are you treating it like evidence?””

“Because you haven't given me a reason to dismiss it.””

Her face flushed.

“I met Raymond because I wanted information about the trust. That's all.””

“Why?””

“Because I wanted to understand my rights as your wife.””

“You have rights as my wife. You don't have the right to change a trust established for my daughter's benefit without proper authorization.””

“I never changed anything!””

“I didn't say you had.””

She pressed her palms against her forehead.

“You're twisting every word I say.””

“Then tell me what happened.””

Denise walked to the window.

For a long time, she stared out at the dark backyard.

Finally, she spoke.

“Raymond knows people who deal with property arrangements. I asked him what would happen if the house were transferred into a different structure.””

“Why?””

“Because I wanted financial security.””

“You have your own accounts. We share household expenses. What kind of security requires control of this house?””

She turned around.

“Do you know what it's like to live in a home where every room reminds your husband of the woman he lost?””

I stared at her.

“This house reminds me of Maya's childhood. It reminds me of Alicia, yes, but it also reminds me of the years I spent raising my daughter. I have never asked you to pretend those memories don't exist.””

“You never had to ask. I see it every day.””

“Then you should understand why I protected the house for Maya.””

Denise's eyes filled with angry tears.

“And what about me? What happens to me if you die? What happens to my boys?””

“You have never been excluded from the family because you're not named in the trust.””

“But I don't own anything here!””

“You knew that when we married.””

“I thought you would eventually change it.””

There it was.

Not a misunderstanding. Not a forgotten conversation.

An expectation.

I had told Denise from the beginning that the trust protected Maya's inheritance. She had married me knowing the arrangement existed, then spent three years hoping she could persuade me to change it.

“What changed this month?”” I asked.

She looked away.

“Nothing.””

“Denise.””

She gripped the windowsill.

“I needed to know what options I had.””

“Options for what?””

Her shoulders stiffened.

“I'm not discussing this anymore.””

I took my bag and headed toward the door.

“Where are you going?”” she asked.

“To the guest room.””

She followed me into the hallway.

“Marcus, you can't walk away every time we disagree.””

I turned.

“This isn't a disagreement about curtains or vacation plans. You told my daughter she would have to leave the house. You approached the trustee about changing the property's arrangements. And someone is sending me photographs of you meeting a man who appears to be helping you.””

“I didn't tell Maya she had to leave!””

“You told her I was tired of taking care of her.””

Denise opened her mouth, then closed it.

I waited.

Nothing came.

That silence hurt more than an argument would have.

I slept in the guest room with the door locked.

At seven the next morning, David called.

“Marcus, we've identified Raymond Ellis as a private consultant who has worked on property transactions. I can't tell you anything definitive about his involvement yet. We're also following up on the anonymous photographs.””

“And the deadline?””

“There may be a financial issue behind this. We have reason to believe Denise has been discussing a property-backed transaction with someone, but we haven't established whether any agreement exists or whether your house is involved.””

My stomach tightened.

“Can you tell me more?””

“Not until we verify it. I don't want you confronting her based on an incomplete account.””

After we hung up, I went downstairs.

Denise was in the kitchen, dressed for work, staring at her phone.

When she saw me, she locked the screen.

“Did you speak to David?”” she asked.

“Yes.””

She swallowed.

“Did he say anything about a loan?””

I froze.

I hadn't mentioned a loan.

“Why would he?””

Denise's face lost its color.

“I was just asking.””

I took one step toward her.

“What loan?””

She grabbed her purse.

“I have to go.””

“Denise, what loan?””

She rushed past me and opened the front door.

“Please don't make this worse than it already is.””

Then she left.

I stood in the kitchen, listening to her car pull away.

Minutes later, David called again.

“Marcus, we have a complication.””

“What is it?””

“A lender has requested documents relating to a proposed transaction involving your property. We haven't confirmed the status of the request or whether anything has been approved. But the deadline you mentioned may be connected to a financial obligation.””

I closed my eyes.

“Whose obligation?””

“We're investigating.””

My phone vibrated with a new message.

This time, the sender identified herself.

My name is Renee Ellis. Raymond is my brother. Denise owes someone a substantial amount of money, and your house was supposed to be the solution.

May you like

A second message followed.

If you want to protect Maya, you need to know what Denise promised them.

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